Learning center

Learn infinite banking at your pace

Specially designed whole life insurance builds cash value you can borrow against, and it keeps compounding while you use it.

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What is infinite banking? · 4 min
Start here

Your learning path

Three simple steps to go from curious to confident,
in the order we recommend.

12-minute video

Watch the overview

See how the Infinite Banking Concept works, explained simply by Julee.

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22-minute quiz

Find your money personality

Answer a few quick questions and see how you think about money, and where infinite banking fits for you.

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3Free · On demand

Watch the full webinar

Go deeper with a step-by-step walkthrough of how a properly designed policy works, and how real families use one.

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Becoming Your Own Banker, Fifth Edition, by R. Nelson Nash
Recommended reading

Becoming Your Own Banker

If you’re new to the Infinite Banking Concept, start with the book that started it all. R. Nelson Nash explains how families can use whole life insurance to take back control of the banking function in their lives.

  • AuthorR. Nelson Nash, creator of IBC
  • EditionFifth edition
  • Why read itRecommended, not required. It’s the best place to start.
Buy the book →
Key concepts

The ideas behind infinite banking

Three core ideas in plain English, each with a deeper article
if you want to keep reading.

Why whole life insurance?

Structured correctly, whole life isn’t just a death benefit. It’s a tool for steady, contractual cash value growth that stays protected from market swings.

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The power of policy loans

Borrow against your cash value for anything, with no loan applications or credit checks, while your full cash value keeps growing. You set the repayment schedule.

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Become your own source of financing

Instead of financing big purchases through a bank, you borrow against your own policy, on your terms, and keep your money working for you.

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Free email series

Infinite banking, one lesson at a time

A short, practical lesson in your inbox each week, from the basics to building your first policy. Unsubscribe anytime.

From the blog

Latest articles

Practical guides on infinite banking, whole life insurance
and building generational wealth.

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What is the Infinite Banking Concept?

Infinite banking helps you grow wealth and access capital using whole life insurance, giving you control, flexibility and long-term financial power.

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How to Start Your First Infinite Banking Policy

Start your first policy with clarity and strategy, and design it for growth, control and efficient use of your money.

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Meet Nelson Nash, the Founder of Infinite Banking

Nelson Nash created infinite banking to help people reclaim financial control through whole life insurance and build lasting, generational wealth.

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“The master said, ‘Well done, my good and faithful servant. You have been faithful in handling this small amount, so now I will give you many more responsibilities. Let’s celebrate together!’”Matthew 25:23 (NLT)

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